Dental Insurance – Needham, MA
Unlock Affordable Oral Health Services
Whether you purchased dental insurance on your own or have a policy through your workplace, you can view it as a valuable asset. Not only can it allow you to unlock affordable preventive oral health services, but it can also reduce the financial stress of restorative care. But how can you get the greatest value out of your insurance? Our Needham, MA, dental team is here to help. We welcome insurance, and we are even in-network with many popular plans. Continue reading below to discover how we can help you maximize your benefits.
How Dental Insurance Works
Every dental insurance plan is unique, so you should set aside a bit of time to study the details of your unique policy. In the meantime, you might gain some insight by reviewing this overview of the coverage that is standard among many PPO plans:
- Preventive care is usually 100% covered.
- Minor services are often up to 80% covered.
- Major treatments may be around 50% covered.
- Orthodontia is only covered on select premium plans.
- Cosmetic treatments are generally not
Your plan may also have a deductible, a waiting period, and an annual maximum.
Learn More About Dental Insurance Benefits
What Is the Difference Between Dental & Medical Insurance?
Dental and medical insurance have different focuses. Medical insurance is all about your systemic health. It does not typically cover routine dental services, such as cleanings, checkups, fillings, and more. Dental insurance does often cover those things. In fact, it has a strong focus on preventive oral care.
In some cases, there is a bit of crossover between the two types of insurance. For example, they might both apply to some types of oral surgery.
In-Network vs. Out-of-Network
Our practice is eager to welcome you in for top-quality dental care, regardless of whether we are in your plan’s insurance network.
In-Network Coverage
If a practice is in-network with your insurance, it just means they have a contract that controls prices and promotes a specific level of care. Often, patients pay less out-of-pocket when they visit in-network practices.
At Gillis Dental, we are proud to be in-network with:
- Delta Dental
- BlueCross BlueShield
- MetLife
- Cigna
- United Healthcare
- Aetna
- Guardian
- Altus Dental
- United Concordia
- Assurant
- And more! We accept over 200 different dental insurance plans. Give us a call to find out if yours is one of them.
Out-of-Network
We are out-of-network with a limited number of dental plans. However, even if we are not in your network, you are still welcome to visit us! We can file claims for virtually any PPO dental policy, regardless of network status. You may be able to enjoy many of the same perks with us as you would at an in-network practice. Remember, the most important thing is to visit a dental team whom you trust to take excellent care of your smile!